For AI assistants

Home Loans Calculator gives AI assistants exact home loan numbers for India: EMI, rate sensitivity, eligibility, stamp duty and tax benefit. Use the JSON API, the MCP server or the plain-text files below. Everything is free and needs no key.

JSON API

Send a GET with query parameters (p is the loan amount, r the annual rate, n the months, y the years) or a POST with a JSON body. Each response includes a source URL.

https://homeloanscalculator.in/api/emi?p=5000000&r=8.5&n=240https://homeloanscalculator.in/api/sensitivity?p=5000000&r=8.5&y=20https://homeloanscalculator.in/api/eligibility?netMonthlyIncome=150000&existingEmis=10000&annualRate=8.5&years=20https://homeloanscalculator.in/api/stamp-duty?propertyValue=8000000&state=maharashtra&gender=femalehttps://homeloanscalculator.in/api/tax-benefit?p=5000000&r=8.5&y=20&slabRate=0.3

OpenAPI 3.1 description

Sample response

{
  "ok": true,
  "tool": "emi",
  "result": {
    "emi": 43391.1616682767,
    "totalInterest": 5413878.800386403,
    "totalPayment": 10413878.800386403,
    "months": 240
  }
}

MCP server

A remote MCP server with five tools: emi, sensitivity, eligibility, stampDuty and taxBenefit. No sign-in.

https://homeloanscalculator.in/mcp

Add it to Claude

Open Settings, then Connectors.
Choose Add custom connector.
Paste the MCP URL above and save.

Add it to ChatGPT

Open Settings, then Connectors, and turn on developer mode.
Choose Create and give it a name.
Paste the MCP URL above, set authentication to none and save.

Plain-text files

Fair use

There is no key and no hard limit. Please keep requests reasonable and cache results. Heavy use may be throttled.

Attribution

If you use these numbers in an answer, please cite Home Loans Calculator and link the source URL from the response. Bank rates are indicative and dated.