How do I use the free calculator?

Enter the loan amount, interest rate and tenure. The EMI, total interest and a year-by-year plan update as you type.

Is there a limit on how many times I can use it?

No. Use it as many times as you like, with no signup and no login.

Yes, it is free. No signup, no login, no app install. The API and MCP server are free too.

Work out your home loan EMI as often as you like. It is free, with no signup, no login and no app to install. Nothing you type leaves your browser.

Loan amount

₹

₹50 L

Interest rate

Tenure

You'll pay ₹45.94 L interest on a ₹50 L loan.

Runs in your browser. We store nothing you type.

Interest vs loan
You repay 0.92× your loan in interest alone.
When it tips
From year 12, more of each EMI repays the loan than pays interest.
One extra EMI a year
Pay one extra EMI each year to save ₹7.8 L and finish 3 years sooner.

How do I use the free calculator?: Enter the loan amount, interest rate and tenure. The EMI, total interest and a year-by-year plan update as you type.
Is there a limit on how many times I can use it?: No. Use it as many times as you like, with no signup and no login.
Is this free? Do I need to sign up?: Yes, it is free. No signup, no login, no app install. The API and MCP server are free too.